Financial Services Financial Services
 

Overview


The requirements surrounding the financial services industries are still driven primarily by nationalized interests (federal and state statutes and regulations and regulatory agency guidance and requirements).   Below are links to many of these regulations and guidelines.

 

Statutes & Regulations


 Document Description Comments
Link to Federal Deposit Insurance Corporation (FDIC) site for Regulation Z.
Link to Federal Deposit Insurance Corporation (FDIC) site for the Real Estate Settlement Procedures Act (RESPA).
Link to the Secure and Fair Enforcement (SAFE) for Mortgage Licensing Act.
 

Guidelines & Related Topics


 Document Description Comments
Use these links to access the OCC’s Examination Handbooks for:

Links to the series of OCC Handbook Booklets covering Asset Management, Safety & Soundness and Consumer Compliance topics.
Survey by the Office of the Comptroller of the Currency (OCC) of commercial and retail credit offered by National Banks for 12-month period ending March 31, 2010
Joint Implementation Plan devised by OCC, FDIC, Federal Reserve & OTS for the Dodd-Frank Wall Street Reform & Consumer Protection Act
Link to Fannie Mae’s Selling and Servicing Guides page.  To reach the Single Family Guidelines, click the ”Access the Selling and Servicing Guides via AllRegs” link.
Link to Freddie Mac’s Seller/Servicer Guides & Forms page.  To reach the Single Family Guidelines, click the ”AllRegs” link under the “Access the Guide” section.
Link to the US Department of Veterans Affairs lending guidelines for VA Loans.
Link to HUD’s 4155.2 Handbook, the “Lender’s Guide to the Single Family Mortgage Insurance Process.”
Office of the Comptroller of the Currency (OCC)  overview of the National Banking System and its regulatory structure.